34However, as the French Government notes, some payment instruments expressly referred to in Article 53 of Directive 2007/64 are not personalised. Thus, it is apparent, for example, from Article 53(1)(b) of that directive that some payment instruments are used anonymously, in which case the payment service providers are not required to prove that the transaction in question was authenticated in the situation referred to in Article 59 of that directive.
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