24In that regard, it must be stated that Article 3(1) of the First Directive is framed in very general terms, in so far as they require each Member State to take ‘all appropriate measures to ensure that civil liability in respect of the use of vehicles normally based in its territory is covered by insurance’. As the Advocate General stated in point 26 of his Opinion, it is clear from that provision that Member States are required to establish, in their domestic legal systems, a general obligation to insure vehicles.
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