21As to the veto which an approved commissioner may enter against the implementation of a decision where such implementation could constitute an offence, it must be noted that a commissioner is obliged to refer the matter forthwith to the Insurance Inspectorate. While his veto has suspensory effect for a period of eight days, the final decision on the matter lies with the Insurance Inspectorate, which is thus in no way bound by the commissioner's veto and, within the limits of its powers, will take such measures as the situation requires. Finally, it must be noted that, as is clearly set out in Article 40 of the Law of 1975, the approved commissioners perform their duties under the supervision of the Insurance Inspectorate.