Contents
- Part 1 – Preliminary
- Part 2 – Designated Entity must provide CIT Services or facilities access to Approved Cash Centres
- Division 1 – Cash Distribution Services
- Division 2 – Facilities Access to Approved Cash Centres
- Division 3 – Other matters relating to the provision of CIT Services or facilities access to Approved Cash Centres
- Part 3 – Reporting requirements
- Part 4 – Miscellaneous
Part 1 – Preliminary#
This instrument is the Cash Distribution Framework Interim Direction (No. 1) 2026.
(1)Each provision of this instrument specified in column 1 of the table commences, or is taken to have commenced, in accordance with column 2 of the table. Any other statement in column 2 has effect according to its terms.
| Commencement information | ||
|---|---|---|
| Column 1 | Column 2 | Column 3 |
| Provisions | Commencement | Date/Details |
| 1. The whole of this instrument | The day after this instrument is registered. |
Note: This table relates only to the provisions of this instrument as originally made. It will not be amended to deal with any later amendments of this instrument.
(2)Any information in column 3 of the table is not part of this instrument. Information may be inserted in this column, or information in it may be edited, in any published version of this instrument.
Note: A number of expressions used in this instrument are defined in, or have the meaning given by, the Act, as in force from time to time, including the following:
In this instrument, unless the contrary intention appears:
access agreement means:
Approved Cash Centre has the same meaning as in clause 1.1 of the Reserve Bank’s Banknote Distribution Terms and Conditions issued by the RBA on 6 November 2024 that form part of the Banknote Distribution Framework.
ATM Specific Services consist of the following cash distribution services in respect of ATMs:
cash distribution service has the same meaning as in section 6 of the Act.
CIT Provider means a person which supplies, or intends to supply, a CIT Service.
CIT Service means a cash distribution service comprising any of the following services including where the service is supplied in connection with Commercial Cash:
but does not include the supply of precious cargo services, security services, the supply of vending and safe products, transaction services, payment solutions, financing facilities in respect of cash on bailment, financing facilities in respect of Commercial Cash arrangements, or other cash distribution services in respect of ATMs.
Commencement Date means the date this instrument commences in accordance with section 2.
Commercial Cash means the provision of cash by CIT Providers to commercial customers other than the Major Banks.
Consumer Price Index means the All Groups Consumer Price Index number that is the weighted average of the 8 capital cities or an index that replaces it.
CPI means the latest Consumer Price Index rate published by the Australian Bureau of Statistics on its website at https://www.abs.gov.au/statistics/economy/price-indexes-and-inflation/consumer-price-index-australia as at the Commencement Date.
Note: The CPI as at the Commencement Date is 4.3%.
Designated Entity means Linfox Armaguard Pty Ltd, being the entity to whom the Cash Distribution Framework (Linfox Armaguard Pty Ltd) Designation 2026, which commenced on 3 September 2026, applies.
Existing Customer means a customer, including a Third Party CIT Provider, who was provided with any CIT Service by the Designated Entity or Prosegur Australia, whether pursuant to a written services agreement or otherwise, as at the Commencement Date, and is not a Key Customer, Large Existing Customer, or Successor Customer.
Note: Refer to section 14 in relation to customers taken to have been provided with a cash distribution service as at the Commencement Date.
Existing Facilities Access Customer means a customer, including a Third Party CIT Provider, who was provided with facilities access to any Approved Cash Centre by the Designated Entity, whether pursuant to a written access agreement or otherwise, as at the Commencement Date.
Note: Refer to section 14 in relation to customers taken to have been provided with facilities access to an Approved Cash Centre as at the Commencement Date.
facilities access has the same meaning as in section 5 of the Act.
First Line ATM Maintenance means trouble shooting and rectification of basic and immediate operational ATM faults where specialised tools and parts are not required, such as cash and card reader jams.
Independent ATM Customer means an Existing Customer, Large Existing Customer, or Successor Customer who operates a Standalone ATM Network and is not a business division or related body corporate of the Designated Entity.
Key Customer means each of the Major Banks, each of the Wesfarmers Businesses, Coles Group Limited ABN 11 004 089 936, Woolworths Group Limited ABN 88 000 014 675 or Australian Postal Corporation ABN 28 864 970 579.
Large Existing Customer means a customer, including a Third Party CIT Provider:
Note: Refer to section 14 in relation to customers taken to have been provided with a Cash Distribution Service as at the Commencement Date.
Major Banks means Australia and New Zealand Banking Group Limited ABN 11 005 357 522, Commonwealth Bank of Australia ABN 48 123 123 124, National Australia Bank ABN 12 004 044 937, Westpac Banking Corporation ABN 33 007 457 141.
Non-Price Terms means, in respect of a CIT Service or facilities access, the terms and conditions on which the CIT Service or facilities access are provided by the Designated Entity or Prosegur Australia (as the case may be) to a customer other than those relating to price and includes, for example, terms relating to the frequency of cash collections or security procedures and those relating to invoicing and billing cycles.
Prosegur Australia means Prosegur Australia Pty Limited ACN 004 247 358
Reserve Bank has the same meaning as in section 5 of the Act.
service agreement means:
Standalone ATM Network means a system or network of ATMs owned and operated by a business that is not a bank, credit union or other similar financial institution.
Successor Customer means a customer who, during the Term of this instrument, acquires or merges with either a customer that was a Large Existing Customer or an Existing Customer immediately prior to that acquisition or merger, or a business of such a customer, and is, or proposes to be, provided with any CIT Service by the Designated Entity after that merger or acquisition.
Term of this instrument means the period from the date on which the instrument commences and in which it remains in force as specified in section 5 of this instrument.
Third Party CIT Provider means a CIT Provider other than the Designated Entity or a related body corporate of the Designated Entity.
Wesfarmers Businesses means Bunnings Group Limited ACN 008 672 179, Officeworks Ltd ACN 004 763 526, Target Australia Pty Ltd ACN 004 250 944, Kmart Australia Limited ACN 004 700 485 and/or Priceline Pty Ltd ACN 005 968 310.
This instrument commences on the Commencement Date and remains in force until 30 June 2027.
Note: If there is an inconsistency between this instrument and any of the instruments specified in subitem 6(5) of Schedule 2 to the Cash Distribution Framework (Consequential Amendments and Transitional Provisions) Act 2026, the instrument specified in that subitem prevails over this instrument in accordance with that subitem to the extent of the inconsistency.
Note: Refer to section 14 in relation to customers to whom the Designated Entity or Prosegur Australia is taken to have provided a CIT Service as at 30 June 2026.
Division 1 – Cash Distribution Services#
Note: Refer to section 12 for the price that is taken to have been paid by a customer for a CIT Service as at 30 June 2026.
Note: Refer to section 13 in relation to the Non-Price Terms taken to have applied as at 30 June 2026.
Note: Refer to section 13 in relation to the Non-Price Terms taken to have applied immediately prior to the expiration or termination of a written agreement.
Note: Refer to section 12 for the price that is taken to have been paid by a customer for a CIT Service as at 30 June 2026.
Note: Refer to section 13 in relation to the Non-Price Terms taken to have applied as at 30 June 2026.
Note: Refer to section 13 in relation to the Non-Price Terms taken to have applied immediately prior to the expiration or termination of a written agreement.
Note: Refer to section 12 for the price that is taken to have been paid by a customer for a CIT Service as at 30 June 2026.
Note: Refer to section 12 for the price that is taken to have been paid by a customer for a CIT Service immediately prior to the expiration or termination of a written agreement.
Note: Refer to section 13 in relation to the Non-Price Terms taken to have applied as at 30 June 2026.
Note: Refer to section 13 in relation to the Non-Price Terms taken to have applied immediately prior to the expiration or termination of a written agreement.
Note: Refer to section 12 for the price that is taken to have been paid by a customer for a CIT Service as at 30 June 2026.
Note: Refer to section 12 for the price that is taken to have been paid by a customer for a CIT Service immediately prior to the expiration or termination of a written agreement.
Note: Refer to section 12 for the price that is taken to have been paid by a customer for a CIT Service as at 30 June 2026.
Note: Refer to section 13 in relation to the Non-Price Terms taken to have applied as at 30 June 2026.
Note: Refer to section 13 in relation to the Non-Price Terms taken to have applied immediately prior to the expiration or termination of a written agreement.
Division 2 – Facilities Access to Approved Cash Centres#
Note: Refer to section 12 for the price that is taken to have been paid by a customer for facilities access to an Approved Cash Centre as at 30 June 2026.
Note: Refer to section 12 for the price that is taken to have been paid by a customer for facilities access to an Approved Cash Centre immediately prior to the expiration or termination of a written agreement.
Note: Note: Refer to section 13 in relation to the Non-Price Terms taken to have applied as at 30 June 2026.
Note: Note: Refer to section 13 in relation to the Non-Price Terms taken to have applied immediately prior to the expiration or termination of a written agreement.
Division 3 – Other matters relating to the provision of CIT Services or facilities access to Approved Cash Centres#
Part 3 – Reporting requirements#
within 7 days of first providing the CIT Service or facilities access respectively to the customer in accordance with that section.
Sourced from the Federal Register of Legislation at legislation.gov.au, © Commonwealth of Australia, licensed under CC BY 4.0. Compilations may have been reformatted.