Australian Prudential Regulation Authority (confidentiality) determination No. 1 of 2026

Contents

Australian Prudential Regulation Authority (confidentiality) determination No. 1 of 2026 #

Information provided by general insurers and Lloyd’s underwriters for the purposes of the National Claims and Policies Database under Reporting Standard GRS 800.1, GRS 800.2, GRS 800.3, LOLRS 800.1, LOLRS 800.2 and LOLRS 800.3

Australian Prudential Regulation Authority Act 1998 #

I, Declan Latimer, a delegate of APRA, under paragraph 57(2)(b) of the Australian Prudential Regulation Authority Act 1998 (the Act) and subsection 33(3) of the Acts Interpretation Act 1901:revoke the determinations listed in Schedule 1; anddetermine that all or a specified part of the reporting documents of a kind specified in the Schedule 2 do not contain confidential information.This instrument commences at the start of the day after the day the instrument is registered on the Federal Register of Legislation.Note: The effect of this instrument is that the non-confidential information may be published under subsection 56(5C) of the Act.Dated: 30 June 2026Declan LatimerGeneral ManagerGeneral Insurance and BankingInterpretationIn this determination:APRA means the Australian Prudential Regulation Authority.reporting document and reporting standard have their respective meanings given in the Financial Sector (Collection of Data) Act 2001.Schedule 11. Australian Prudential Regulation Authority (confidentiality) determination No. 2 of 20212. Australian Prudential Regulation Authority (confidentiality) determination No. 1 of 20203. Australian Prudential Regulation Authority (confidentiality) determination No. 1 of 20194. Australian Prudential Regulation Authority (confidentiality) determination No. 1 of 20185. Australian Prudential Regulation Authority (confidentiality) determination No. 2 of 20176. Australian Prudential Regulation Authority (confidentiality) determination No. 2 of 2016Schedule 2

Part 1—General insurer policy data #

1. The following parts of reporting documents given to APRA in accordance with Reporting Standard GRS 800.1 Policy Data: Public and Product Liability and Professional Indemnity Insurance where a period of 14 days has elapsed from the date the reporting documents were required to be given to APRA:a. the number of reportable policies (count of unique entries in GRF 800.1.7);b. the number of risks written (count of unique entries in GRF 800.1.8 where those unique entries are absent from reporting documents in respect of the previous year’s reporting periods);c. the sum of the gross earned premium (sum of GRF 800.1.15b); andd. the sum of the gross written premium (sum of GRF 800.1.16),for all policies corresponding to a combination of attributes in the table below, such that for each combination, only one attribute per data item applies:Data item | AttributeMonth of end of Reporting Period (GRF 800.1.6) | The calendar yearDate of commencement / inception (Term Inception Date) (GRF 800.1.11) | The calendar yearProduct type (GRF 800.1.9) | Either PUB; PRO; CON; CYB; any other Public & Products; D&O or EPL; MAL; MAN; or any other Professional RiskClass of Business (GRF 800.1.2) | The class of businessState (GRF 800.1.18) | Either ACT, NSW, NT, QLD, SA, TAS, VIC, WA or noneExcess/Deductible/Attachment point (GRF 800.1.20) | Either $0-$499.99, $500-$999.99 or ≥$1000Note: For example, this item determines non-confidential, among other things, the number of reportable policies, number of risks, number of in-force risks, the sum of the gross earned premium across those policies and the sum of the gross written premium across those policies, for policies reported by entities in 2025, commenced in 2025, for medical indemnity and malpractice professional indemnity insurance, for work done in NSW, where the deductible is less than or equal to $499.99.2. The following parts of reporting documents given to APRA in accordance with Reporting Standard GRS 800.1 Policy Data: Public and Product Liability and Professional Indemnity Insurance where a period of 14 days has elapsed from the date the reporting documents were required to be given to APRA:a. the number of reportable policies (count of unique entries in GRF 800.1.7);b. the number of risks written (count of unique entries in GRF 800.1.8 where those unique entries are absent from reporting documents in respect of the previous year’s reporting periods);c. the sum of the gross earned premium (sum of GRF 800.1.15b); andd. the sum of the gross written premium (sum of GRF 800.1.16),for all policies corresponding to a combination of attributes in the table below, such that for each combination, only one attribute per data item applies:Data item | AttributeMonth of end of Reporting Period (GRF 800.1.6) | The calendar yearDate of commencement / inception (Term Inception Date) (GRF 800.1.11) | The calendar yearProduct type (GRF 800.1.9) | Either PUB; PRO; CON; CYB; any other Public & Products; D&O or EPL; MAL; MAN; or any other Professional RiskClass of Business (GRF 800.1.2) | The class of businessNature of Insured Organisation/Occupation (GRF 800.1.22) | Either each first two digits of the ANZSIC code, or each first letter of the APRA Occupation Code, whichever reportedExcess/Deductible/Attachment point (GRF 800.1.20) | Either $0-$499.99, $500-$999.99 or ≥$10003. The following parts of reporting documents given to APRA in accordance with Reporting Standard GRS 800.1 Policy Data: Public and Product Liability and Professional Indemnity Insurance where a period of 14 days has elapsed from the date the reporting documents were required to be given to APRA:a. the number of reportable policies (count of unique entries in GRF 800.1.7);b. the number of risks written (count of unique entries in GRF 800.1.8 where those unique entries are absent from reporting documents in respect of the previous year’s reporting periods);c. the sum of the gross earned premium (sum of GRF 800.1.15b); andd. the sum of the gross written premium (sum of GRF 800.1.16),for all policies corresponding to a combination of attributes in the table below, such that for each combination, only one attribute per data item applies:Data item | AttributeMonth of end of Reporting Period (GRF 800.1.6) | The calendar yearDate of commencement / inception (Term Inception Date) (GRF 800.1.11) | The calendar yearProduct type (GRF 800.1.9) | Either PUB; PRO; CON; CYB; any other Public & Products; D&O or EPL; MAL; MAN; or any other Professional RiskClass of Business (GRF 800.1.2) | The class of businessState (GRF 800.1.18) | Either ACT, NSW, NT, QLD, SA, TAS, VIC, WA or noneLimits of Indemnity (GRF 800.1.21) | Either $0-$4,999,999.99, $5,000,000-$9,999,999.99 or ≥$10,000,0004. The following parts of reporting documents given to APRA in accordance with Reporting Standard GRS 800.1 Policy Data: Public and Product Liability and Professional Indemnity Insurance where a period of 14 days has elapsed from the date the reporting documents were required to be given to APRA:a. the number of reportable policies (count of unique entries in GRF 800.1.7);b. the number of risks written (count of unique entries in GRF 800.1.8 where those unique entries are absent from reporting documents in respect of the previous year’s reporting periods);c. the sum of the gross earned premium (sum of GRF 800.1.15b); andd. the sum of the gross written premium (sum of GRF 800.1.16),for all policies corresponding to a combination of attributes in the table below, such that for each combination, only one attribute per data item applies:Data item | AttributeMonth of end of Reporting Period (GRF 800.1.6) | The calendar yearDate of commencement / inception (Term Inception Date) (GRF 800.1.11) | The calendar yearProduct type (GRF 800.1.9) | Either PUB; PRO; CON; CYB; any other Public & Products; D&O or EPL; MAL; MAN; or any other Professional RiskClass of Business (GRF 800.1.2) | The class of businessNature of Insured Organisation/Occupation (GRF 800.1.22) | Either each first two digits of the ANZSIC code, or each first letter of the APRA Occupation Code, whichever reportedLimits of Indemnity (GRF 800.1.21) | Either $0-$4,999,999.99, $5,000,000-$9,999,999.99 or ≥$10,000,0005. For the avoidance of doubt, information pertaining to policies corresponding to a combination of attributes where those attributes include:a. both State and Nature of Insured Organisation/Occupation; orb. both Excess/Deductible/Attachment point and Limits of Indemnity,is not included in items 1 to 4 of this Schedule.

Part 2—General insurer claim data #

6. The following parts of reporting documents given to APRA in accordance with Reporting Standard GRS 800.1 Policy Data: Public and Product Liability and Professional Indemnity Insurance and Reporting Standard GRS 800.2 Claim Data: Public and Product Liability and Professional Indemnity Insurance where a period of 14 days has elapsed from the date the reporting documents were required to be given to APRA:a. the number of reportable claims (count of unique entries in GRF 800.2.8);b. the sum of Gross Payments in the Reporting Period (sum of GRF 800.2.19); andc. the sum of the difference between Gross Case Estimate at End of Reporting Period and Gross Case Estimate at Start of Reporting Period (sum of GRF 800.2.22 minus GRF 800.2.21),for all claims corresponding to a combination of attributes in the table below, such that for each combination, only one attribute per data item applies:Data item | AttributeMonth of end of Reporting Period (GRF 800.2.4) | The calendar yearDate of Loss (GRF 800.2.9) | The calendar yearDate of Report (GRF 800.2.10) | The calendar yearDate Finalised (GRF 800.2.11) | The calendar year or noneProduct type (GRF 800.2.5.2) | Either PUB; PRO; CON; CYB; any other Public & Products; D&O or EPL; MAL; MAN; or any other Professional RiskJurisdiction of Claim (GRF 800.2.12) | Either ACT, NSW, NT, QLD, SA, TAS, VIC or WADate of commencement / inception (Term Inception Date) (GRF 800.1.11) | The calendar yearClass of Business (GRF 800.1.2) | The class of businessDeductible/Excess (GRF 800.2.13) | Either $0-$499.99, $500-$999.99 or ≥$1000Note: For example, this item determines non-confidential, among other things, the number of reportable claims, the sum of the gross payments and the sum of the change in case estimate over the reporting period in respect of those claims, for claims reported by entities in 2025, pursuant to policies commenced in 2022, for accidents which occurred in 2023, reported to the insurer in 2023, finalised by the insurer in 2024, for medical indemnity and malpractice professional indemnity insurance, for work done in NSW, where the deductible was less than or equal to $499.99.7. The following parts of reporting documents given to APRA in accordance with Reporting Standard GRS 800.1 Policy Data: Public and Product Liability and Professional Indemnity Insurance and Reporting Standard GRS 800.2 Claim Data: Public and Product Liability and Professional Indemnity Insurance where a period of 14 days has elapsed from the date the reporting documents were required to be given to APRA:a. the number of reportable claims (count of unique entries in GRF 800.2.8);b. the sum of Gross Payments in the Reporting Period (sum of GRF 800.2.19); andc. the sum of the difference between Gross Case Estimate at End of Reporting Period and Gross Case Estimate at Start of Reporting Period (sum of GRF 800.2.22 minus GRF 800.2.21),for all claims corresponding to a combination of attributes in the table below, such that for each combination, only one attribute per data item applies:Data item | AttributeMonth of end of Reporting Period (GRF 800.2.4) | The calendar yearDate of Loss (GRF 800.2.9) | The calendar yearDate of Report (GRF 800.2.10) | The calendar yearDate Finalised (GRF 800.2.11) | The calendar year or noneProduct type (GRF 800.2.5.2) | Either PUB; PRO; CON; CYB; any other Public & Products; D&O or EPL; MAL; MAN; or any other Professional RiskNature of Insured Organisation/Occupation (GRF 800.1.22) | Either each first two digits of the ANZSIC code, or each first letter of the APRA Occupation Code, whichever reportedDate of commencement / inception (Term Inception Date) (GRF 800.1.11) | The calendar yearClass of Business (GRF 800.1.2) | The class of businessDeductible/Excess (GRF 800.2.13) | Either $0-$499.99, $500-$999.99 or ≥$10008. The following parts of reporting documents given to APRA in accordance with Reporting Standard GRS 800.1 Policy Data: Public and Product Liability and Professional Indemnity Insurance and Reporting Standard GRS 800.2 Claim Data: Public and Product Liability and Professional Indemnity Insurance where a period of 14 days has elapsed from the date the reporting documents were required to be given to APRA:a. the number of reportable claims (count of unique entries in GRF 800.2.8);b. the sum of Gross Payments in the Reporting Period (sum of GRF 800.2.19); andc. the sum of the difference between Gross Case Estimate at End of Reporting Period and Gross Case Estimate at Start of Reporting Period (sum of GRF 800.2.22 minus GRF 800.2.21),for all claims corresponding to a combination of attributes in the table below, such that for each combination, only one attribute per data item applies:Data item | AttributeMonth of end of Reporting Period (GRF 800.2.4) | The calendar yearDate of Loss (GRF 800.2.9) | The calendar yearDate of Report (GRF 800.2.10) | The calendar yearDate Finalised (GRF 800.2.11) | The calendar year or noneProduct type (GRF 800.2.5.2) | Either PUB; PRO; CON; CYB; any other Public & Products; D&O or EPL; MAL; MAN; or any other Professional RiskJurisdiction of Claim (GRF 800.2.12) | Either ACT, NSW, NT, QLD, SA, TAS, VIC or WADate of commencement / inception (Term Inception Date) (GRF 800.1.11) | The calendar yearClass of Business (GRF 800.1.2) | The class of businessLimits of Indemnity (GRF 800.1.21) | Either $0-$4,999,999.99, $5,000,000-$9,999,999.99 or ≥$10,000,0009. The following parts of reporting documents given to APRA in accordance with Reporting Standard GRS 800.1 Policy Data: Public and Product Liability and Professional Indemnity Insurance and Reporting Standard GRS 800.2 Claim Data: Public and Product Liability and Professional Indemnity Insurance where a period of 14 days has elapsed from the date the reporting documents were required to be given to APRA:a. the number of reportable claims (count of unique entries in GRF 800.2.8);b. the sum of Gross Payments in the Reporting Period (sum of GRF 800.2.19); andc. the sum of the difference between Gross Case Estimate at End of Reporting Period and Gross Case Estimate at Start of Reporting Period (sum of GRF 800.2.22 minus GRF 800.2.21),for all claims corresponding to a combination of attributes in the table below, such that for each combination, only one attribute per data item applies:Data item | AttributeMonth of end of Reporting Period (GRF 800.2.4) | The calendar yearDate of Loss (GRF 800.2.9) | The calendar yearDate of Report (GRF 800.2.10) | The calendar yearDate Finalised (GRF 800.2.11) | The calendar year or noneProduct type (GRF 800.2.5.2) | Either PUB; PRO; CON; CYB; any other Public & Products; D&O or EPL; MAL; MAN; or any other Professional RiskNature of Insured Organisation/Occupation (GRF 800.1.22) | Either each first two digits of the ANZSIC code, or each first letter of the APRA Occupation Code, whichever reportedDate of commencement / inception (Term Inception Date) (GRF 800.1.11) | The calendar yearClass of Business (GRF 800.1.2) | The class of businessLimits of Indemnity (GRF 800.1.21) | Either $0-$4,999,999.99, $5,000,000-$9,999,999.99 or ≥$10,000,00010. For the avoidance of doubt, information pertaining to claims corresponding to a combination of attributes where those attributes include:a. both Jurisdiction of Claims and Nature of Insured Organisation/Occupation; orb. both Deductible/Excess and Limits of Indemnity,is not included in items 6 to 9 of this Schedule.

Part 3—General insurer facility data #

11. The following parts of reporting documents given to APRA in accordance with Reporting Standard GRS 800.3 Facility Business Data: Public and Product Liability and Professional Indemnity Insurance where a period of 14 days has elapsed from the date the reporting documents were required to be given to APRA:a. the number of reportable facilities (count of unique entries in GRF 800.3.3);b. the sum of Number of Policies (sum of GRF 800.3.8);c. the sum of Premium Received (sum of GRF 800.3.9);d. the sum of Number of Claims (sum of GRF 800.3.10); ande. the sum of Gross Payments Made (sum of GRF 800.3.11),for all facilities corresponding to a combination of attributes in the table below, such that for each combination, only one attribute per data item applies:Data item | AttributeMonth of end of Reporting periods (GRF 800.3.2) | The monthIndustry/Occupation Code (GRF 800.3.4) | Either each first two digits of the ANZSIC code, or each first letter of the APRA Occupation Code, whichever reportedClass of Business (GRF 800.3.5) | The class of businessRunoff Indicator | Y or N

Part 4—Lloyd’s data #

12. The following parts of reporting documents given to APRA in accordance with Reporting Standard LOLRS 800.1 Policy Data: Public and Product Liability and Professional Indemnity Insurance where a period of 14 days has elapsed from the date the reporting documents were required to be given to APRA:a. the number of reportable policies (count of unique entries in LOLRF 800.1.7);b. the sum of the gross earned premium (sum of LOLRF 800.1.15b); andc. the sum of the gross written premium (sum of LOLRF 800.1.16),for all policies corresponding to a combination of attributes in the table below, such that for each combination, only one attribute per data item applies:Data item | AttributeMonth of end of Reporting Periods (LOLRF 800.1.6) | The calendar yearDate of commencement / inception (Term Inception Date) (LOLRF 800.1.11) | The calendar yearClass of Business (LOLRF 800.1.2) | The class of business13. The following parts of reporting documents given to APRA in accordance with Reporting Standard LOLRS 800.1 Policy Data: Public and Product Liability and Professional Indemnity Insurance and Reporting Standard LOLRS 800.2 Claim Data: Public and Product Liability and Professional Indemnity Insurance where a period of 14 days has elapsed from the date the reporting documents were required to be given to APRA:a. the number of reportable claims (count of unique entries in LOLRF 800.2.8);b. the sum of Gross Payments in the Reporting Period (sum of LOLRF 800.2.19); andc. the sum of the difference between Gross Case Estimate at End of Reporting Period and Gross Case Estimate at Start of Reporting Period (sum of LOLRF 800.2.22 minus LOLRF 800.2.21),for all claims corresponding to a combination of attributes in the table below, such that for each combination, only one attribute per data item applies:Data item | AttributeMonth of end of Reporting Periods (LOLRF 800.2.4) | The calendar yearDate of Loss (LOLRF 800.2.9) | The calendar yearDate of Report (LOLRF 800.2.10) | The calendar yearDate Finalised (LOLRF 800.2.11) | The calendar year or noneDate of commencement / inception (Term Inception Date) (LOLRF 800.1.11) | The calendar yearClass of Business (LOLRF 800.1.2) | The class of business14. The following parts of reporting documents given to APRA in accordance with Reporting Standard LOLRS 800.3 Facility Business Data: Public and Product Liability and Professional Indemnity Insurance where a period of 14 days has elapsed from the date the reporting documents were required to be given to APRA:a. the sum of Premium Received (sum of LOLRF 800.3.9); andb. the sum of Gross Payments Made (sum of LOLRF 800.3.11),for all facilities corresponding to a combination of attributes in the table below, such that for each combination, only one attribute per data item applies:Data item | AttributeMonth of end of Reporting periods (LOLRF 800.3.2) | The monthClass of Business (LOLRF 800.3.5) | The class of business

Sourced from the Federal Register of Legislation at legislation.gov.au, © Commonwealth of Australia, licensed under CC BY 4.0. Compilations may have been reformatted.

Australian Prudential Regulation Authority (confidentiality) determination No. 1 of 2026